Comprehensive Coverage Levels

No two surrogacy journeys are alike; finding the right insurance products for your surrogacy helps to ensure a smooth and successful journey as possible.

Below we’ve outlined our insurance services and products to help you determine the best coverage for your surrogacy. Based on what’s included, you can determine the level of product for your journey. These are not packages, products can be purchased individually.

Product / Policy Type Basic Standard Comprehensive
Surrogate IVF Complications (plus ED if using ED) $300 ✓ ✓ ✓
Accidental Death Insurance 250K to GC/100K to IPs $435 ✓ ✓ ✓
Loss of Reproductive Organs 5K/10K $250 ✓ ✓ ✓
Health Insurance Review $275 ✓ ✓ ✓
Maternity Medical Billing Consult $150 ✓ ✓ ✓
Accidental Death Insurance 500K to GC/105K to IPs $820
  ✓ ✓
Surrogate Disability (sample includes $800/week bedrest) $1,176   ✓ ✓
Maternity Billing Management $2,000   ✓ ✓
Stillbirth 75K $940   ✓ ✓
Permanent Disability 100k $200   ✓ ✓
Local/Outside Monitoring Management Level 1 $300   ✓ ✓
Coordination of Benefits Review $75   ✓ ✓
Accidental Death Insurance 750K to GC 200K to IPs $1,350   ✓
Local/Outside Monitoring Management Level 2 $600     ✓
Permanent Disability 250K $500     ✓
Stillbirth 150K $1,875     ✓

Maternity Insurance or Secondary Maternity
*Based on result of health review (ask for pricing)

Newborn Insurance and Billing

Optional Add-Ons Available Cost
ACA Policy Search and Placement (if applicable) $575
ACA Policy Payment Monitoring (if applicable) $370
Surrogate Disability Insurance Review $250
Domestic IP Newborn Billing Consultation (+ custom packages available for billing management) $150
Travel Insurance (average) $150

*all prices are subject to change and current market values at time of enrollment

IFI offers 5 types of insurance policies to cover your surrogacy journey as well as medical billing management services. Learn more about your options.

Maternity Insurance
Newborn Insurance
Surrogate Life Insurance
Surrogate Disability Insurance
IVF Complications Insurance
Professional Services
Insurance Coverage Levels Sample

An easy guide to insurance levels of coverage with costs.

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