Comprehensive Coverage Levels
No two surrogacy journeys are alike; finding the right insurance products for your surrogacy helps to ensure a smooth and successful journey as possible.
Below we’ve outlined our insurance services and products to help you determine the best coverage for your surrogacy. Based on what’s included, you can determine the level of product for your journey. These are not packages, products can be purchased individually.
| Product / Policy Type | Basic | Standard | Comprehensive |
|---|---|---|---|
| Surrogate IVF Complications (plus ED if using ED) $300 | ✓ | ✓ | ✓ |
| Accidental Death Insurance 250K to GC/100K to IPs $435 | ✓ | ✓ | ✓ |
| Loss of Reproductive Organs 5K/10K $250 | ✓ | ✓ | ✓ |
| Health Insurance Review $250 | ✓ | ✓ | ✓ |
| Maternity Medical Billing Consult $150 | ✓ | ✓ | ✓ |
| Accidental Death Insurance 500K to GC/105K to IPs $820 |
✓ | ✓ | |
| Surrogate Disability (sample includes $800/week bedrest) $1,176 | ✓ | ✓ | |
| Maternity Billing Management $2,000 | ✓ | ✓ | |
| Stillbirth 75K $940 | ✓ | ✓ | |
| Permanent Disability 100k $200 | ✓ | ✓ | |
| Local/Outside Monitoring Management Level 1 $300 | ✓ | ✓ | |
| Coordination of Benefits Review $75 | ✓ | ✓ | |
| Accidental Deal Insurance 750K to GC 200K to IPs $1,350 | ✓ | ||
| Local/Outside Monitoring Management Level 2 $600 | ✓ | ||
| COVID (added to AD 250K/100K) $620 | ✓ | ||
| Permanent Disability 250K $500 | ✓ | ||
| Stillbirth 150K $1,875 | ✓ |
Maternity Insurance or Secondary Maternity
*Based on result of health review (ask for pricing)
Newborn Insurance and Billing
| Optional Add-Ons Available | Cost |
|---|---|
| ACA Policy Search and Placement (if applicable) | $495 |
| ACA Policy Payment Monitoring (if applicable) | $350 |
| Surrogate Disability Insurance Review | $250 |
| Domestic IP Newborn Billing Consultation (+ custom packages available for billing management) | $150 |
| Travel Insurance (average) | $150 |
IFI offers 5 types of insurance policies to cover your surrogacy journey as well as medical billing management services. Learn more about your options.